After a death, there are several documents and pieces of information that may become important in the coming days and weeks. You do not need to gather everything immediately, but it helps to know what to look for when you are ready. This page gives you a practical starting point.
You do not need every document on day one. Start with what is easiest to locate, and gather the rest over time as needed.
Death certificates
Multiple certified copies of the death certificate are often needed for banks, insurance claims, probate, Social Security, and other institutions.
—Request several certified copies — 5 to 10 is common, more if the estate is complex
—Banks, insurance companies, and government agencies often require an original certified copy
—Copies usually cannot be photocopied — each institution may need its own certified copy
—Your funeral home can usually help you order them
Will or trust documents
If a will, trust, or estate plan exists, these documents will become important when handling the person's affairs.
—Look for the original will — not a photocopy
—Check for any trust documents and amendments
—If there is no known will, the estate may go through a different legal process depending on your state
Social Security information
Social Security-related information may be needed when making notifications or asking about benefits.
—The deceased's Social Security number
—Information about benefits the deceased was receiving
—Questions about a possible one-time death benefit or survivor benefits
Insurance policies
Insurance paperwork helps you understand what coverage exists and what claims may be available.
—Life insurance policies
—Burial or funeral insurance
—Long-term care or other coverage if applicable
—Health insurance information for final medical bills
Bank and financial account information
Gather paperwork that helps identify institutions and account details as you are able.
—Checking and savings account statements
—Investment and brokerage account information
—Retirement account records (401k, IRA, pension)
—Mortgage or loan documents
Funeral or cremation paperwork
Keep any documentation related to arrangements, contracts, or final disposition in one place.
—Funeral or cremation service contracts
—Receipts and itemized statements
—Prepaid funeral or burial plan documents if they exist
Identification and personal records
Personal records may be needed by institutions or to complete various forms.
—Driver's license or state ID
—Social Security number
—Marriage certificate, if needed
—Birth certificate, if needed
—Military discharge papers (DD-214), if applicable
Property and vehicle documents
Ownership-related paperwork may become important for probate, transfers, or settling the estate.
—Property deeds
—Mortgage records
—Lease or rental agreements
—Vehicle titles and registrations
Digital and account information
Login information, account access details, or password records may become helpful later, if available.
—Email account access, if available
—Online banking or bill pay credentials
—Social media account information
—Any stored password records or password manager access
This is general information, not legal advice. Requirements vary by state and individual circumstances.